# Banking & Capital Markets Law Software — Optimaite Law

Source: [https://www.optimaite.eu/en/law/fachgebiet/bank-und-kapitalmarktrecht](https://www.optimaite.eu/en/law/fachgebiet/bank-und-kapitalmarktrecht)

> Investor lawsuit, prospectus review, credit contract law — with BGH XI ZR at your back.

Optimaite Law supports banking and capital-markets lawyers on investor protection, MiFID II compliance, prospectus liability and credit contract law. AI reads advisory minutes, finds WpHG violations and drafts damage briefs with current BGH case law.

## Signature workflows

### Advisory protocol review

AI tests protocols against WpHG duties (investor profile, suitability, risk disclosure).

### Prospectus liability suit

From prospectus + actual development AI identifies inaccuracies and drafts suit under §§21ff WpPG.

### Ship-fund / container-vessel mandate

Classic volume handling with standardised briefs and individualised client argumentation.

## Recommended modules
- [AI Brief Drafting](https://www.optimaite.eu/en/law/schriftsatz-ki) — AI drafts inside the document, with a BGH source behind every argument — your pen stays in your hand.
- [Case Management](https://www.optimaite.eu/en/law/aktenmanagement) — AI assigns matters and parties · detects deadlines · opens ticklers · measures realisation and utilisation — you run the mandate.
- [Billing & Accounting](https://www.optimaite.eu/en/law/rvg-abrechnung) — AI auto-bundles unbilled hours and expenses into batch invoices · checks subject value and frame fee · monitors dunning levels and default interest — you approve.

## Legal foundations & case law
- BGH XI ZR — banking & capital markets
- WpHG
- WpPG
- KWG
- MaRisk
- MiFID II

## FAQs
### Are BaFin sanction lists integrated?

Yes. Also EU consolidated, OFAC and UN lists — relevant for AML compliance at mandate intake.

### Is limitation-period review automated?

Yes. From contract date and damage event the AI calculates regular limitation (3 years, §195 BGB) and absolute limit (10 years, §199 (3) BGB) — you see critical deadlines with advance warning.